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When you can sign up

Tell me the month and year you were born and I'll show you the seven months you have to sign up, when coverage would start, and what changes if you're still working.

Choose the month and year you were born and your dates will appear here. Nothing is sent anywhere — this works out the dates in your browser.

Not for a while yet? Tell me the month and I will write when there is something to do — five emails across the whole run, then nothing.

Remind me

Before you act on this

It is an estimate against the rules as they stand. Your own situation moves the answer — the month you were born, who you work for, and what other coverage you have all change it.

Figures are for the 2026 plan year.

Want it checked against your actual situation?

Half an hour on the phone and you will know what applies to you and what you can ignore. It costs nothing and I am not paid for the call.

Call 801.867.0041